The impact of the COVID-19 pandemic continues to be felt across the global business community.


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Clear language triumphs: the Court of Appeal's decision in ABN Amro Bank N.V. v Royal & Sun Alliance Insurance plc [2021] EWCA Civ 1789

On 2 December 2021, the Court of Appeal confirmed that: (i) clear wording in an insurance policy could not be overridden by countervailing factors in the factual background; and (ii) a claim could not be estopped where the insurance policy expressly precluded the party claiming estoppel from avoiding liability in the relevant circumstances. The judgment reinforces that, where there is clear and unambiguous contractual wording, the Court will apply it.

Tipping the balance: the Government's proposals on mixed-use buildings could have a significant impact on property owners and commercial tenants

In amongst the blizzard of press releases and policy documents emanating from the Department of Levelling Up, Housing and Communities since the New Year is a consultation called "Reforming the leasehold and commonhold systems in England and Wales". It is important for the commercial real estate sector because it contains new proposals which could tip the balance in mixed use buildings between residential leaseholders on one hand and freeholders and commercial leaseholders on the other hand.

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